Buying a new home is an exciting life experience – but it can be daunting. So can refinancing. Fortunately, we’re here to make the process as simple and straightforward as possible, offer you the latest in financial resources, and secure the financing you need to make your dreams come true.
We offer competitive rates, affordable closing costs, and a simple lending process. We understand you’re not simply buying a home. You’re building a life. The closing is where your story starts.
Our mortgage products:
- Fixed rate loans — the interest rate on a mortgage remains fixed either for the entire term of the loan
- Variable rate loans — the interest rate on a loan or security fluctuates over time because it is based on a Prime interest rate or index that changes periodically.
- FHA/VA — mortgage issued by federally qualified lenders and insured by the Federal Housing Administration. FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment. These loans allow the borrower to borrow up to 96.5% of the value of the home; the 3.5% down payment can come from a gift.
- Jumbo — A loan is considered jumbo if it exceeds the conforming and conforming high-balance loans limits. The current conforming loan limit for a single-family home is $417,000 for all states. USDA loans require no down payment, and you may finance up to 100% of the property value. Owner occupied properties only.